Finding a home that fits your family needs. Selling, Buying, Leasing, or Renting a home is a big deal. Saving for a down payment and getting pre-approved for a loan or lease can be a huge decision crammed into a short time frame. Facing these options requires a lot of time and effort, but HTH Properties is here to offer Award Winning Solutions.
Call or Email Us Today For A Free Consultation!
THE RIGHT TOOLS
Saving For Your Dream
Tips For First-Time Home Buyers
1. Pay Off All Debt and Build an Emergency Fund
2. Determine How Much House You Can Afford
3. Save a Down Payment
4. Save for Closing Costs
5. Get Preapproved for a Loan
6. Find a Home for Sale in Your Price Range
7. Research Neighborhoods for Best Fit
8. Attend Open Houses and Think Long-Term
9. Make a Competitive Offer (That’s Within Your Budget!)
10. Prepare for Closing
What Is a Credit Card?
A credit card is tied to its own account instead of your bank account. So, when you use your card to make a purchase (anything from a pair of flip-flops to a pair of headphones), you’re actually borrowing money from a credit card company—kind of like a modern IOU.
But having a credit card doesn’t mean you can spend to your heart’s content. There are credit limits, which are basically like the allowance your parents gave you when you were a kid. You can only borrow up to a certain amount on a card for every billing cycle (the amount of time between payments—usually a month). And your credit limit depends on things like your income and credit score (aka your borrowing history).
Credit cards are a type of debt—revolving debt to be exact. The more you charge on the card, the more you owe. And the more you pay back, the more you can spend. That’s why it’s called a billing cycle—because it’s one big cycle of debt! And at the end of each billing cycle, you’ll get a credit card statement that lists your current balance (how much you owe).
Knowing What Types Are Offered
Types of Mortgages/Loans
-Adjustable-Rate Mortgages (ARMs)
Jumbo Loans (Non-Conforming)
New Cal HFA (Forgivable Equity Builder Loan)
Home equity has proven to be one of the strongest ways for families to build and pass on intergenerational wealth and CalHFA is committed to improving equitable access to homeownership for all Californians. The Forgivable Equity Builder Loan gives first-time homebuyers a head start on this with immediate equity in their homes via a loan of up to 10% of the purchase price of the home. The loan is forgivable if the borrower continuously occupies the home as their primary residence for five years.
The Forgivable Equity Builder Loan is a forgivable subordinate loan program that may only be used with a CalHFA first mortgage.
WE’RE A FULL-SERVICE REAL ESTATE MANAGEMENT COMPANY
We’ll help you avoid problems that could cost you money down the road. We understand just how important your Real-Estate Investment is to your financial well-being.
EXPERT REAL ESTATE PROPERTY MANAGEMENT SERVICES
We offer extremely competitive Real Estate management Services, customized to the size and complexity of your Real Estate Portfolio.
INVESTING WITH HTHP LLC
**GROW with HTHP LLC**
Investment Opportunities Done Right!!
Empowered Entrepreneurship Program
IT'S TIME TO BE A SPONGE and NOT A DRAIN!
Sponsored By HERE TO HELP PROPERTIES LLC
An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards.The process of setting up a business is known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures.
Entrepreneur Skills can be: Communication, Focus, Sales, Education, Ability to Learn, Taking and Understanding Risk, Understanding the Skills, Business , Filling an underserved demand.
Empowered Entrepreneur: Having a level of control over yourself and the world around you and being comfortable with what you cannot control. It's about thinking for yourself and being true to yourself. Being empowered enables you to get things done. Entrepreneurs, more than anyone, need to be empowered to succeed.
Empowerment Skills can be: Life Coping Skills, Manipulative Skills, Intellectual Skills, Communicative Skills and Artistic Skills.These are natural skills which every organism including man/woman acquires from birth to adapt fittingly in his/her or its environment.
Examples of well-known entrepreneurs include: Bill Gates, Steve Jobs, Mark Zuckerberg, Pierre Omidyar, Arianna Huffington and Elon Musk.
**GROW with HTHP LLC**
CARE CUTZ PROGRAM (NPO)
Changing Lives One Haircut At A Time!
The Care Cutz Program was brought forth to help uplift and inspire our youth. When you Look Good you Feel Good, that is our Goal for the Boys and Girls of today who are the future businessmen and women of tomorrow.
**CARE with Empowered Entrepreneurship LLC**
Sponsored By: Empowered Entrepreneurship LLC and Here To Help Properties LLC
Grow Your Business and Credit With Fund & Grow "Business Credit"
I first learned of Fund&Grow through a webinar hosted by The Wealth Vault. It has put me on
the path to having the funds I needed to work with. Over $155,000 of 0% business funding
obtained so far. Their program is well worth the cost. They have taught me how the banks view
credit and how to be in the best position to acquire more. I would recommend F&G to anyone.
F&G is very easy to work with and they have always responded to any question I had.
- Philip Morris, Heartway Ventures LLC
My wife and I would like to express our great appreciation for what Fund&Grow has
accomplished for us.
- Thomas Carl Humphrey Jr
Working with Fund&Grow has been an inspiration.
- Joe LeBas
F&G worked fast and efficiently to build over $140k in credit which proved to be rocket fuel for
HTHP LLC IS HERE FOR PEOPLE TOO...
Our company is here to help properties and people connect together and become one to help raise Families....
Keeping Your Dreams Alive With HTH PROPERTIES LLC
1-888-533-4246 or firstname.lastname@example.org
HERE TO HELP PROPERTIES LLC, is leading the way how PROPERTIES are connecting the waves between BUYING, SELLING, LEASING, RENTING, TRAVELING and SEEING the World...
Our company is connecting the dots between Properties and People on a Grand Scale... HTH PROPERTIES IS HERE TO HELP TURN DREAMS INTO "REALITY"
YOUR DREAM... OUR GOAL... ALL IN A DAY'S WORK!!!