SELLING---BUYING---LEASING---RENTING...WE ARE HERE TO HELP

HTH PROPERTIES & PEOPLE

"MAKE THE CHOICE TO MAKE A CHANGE"

Keeping Dreams Alive With HTH PROPERTIES LLC

WINNING SOLUTIONS.....

THE RIGHT TOOLS

Saving For Your Dream

Tips For First-Time Home Buyers

1. Pay Off All Debt and Build an Emergency Fund

2. Determine How Much House You Can Afford

3. Save a Down Payment

4. Save for Closing Costs

5. Get Preapproved for a Loan

6. Find a Home for Sale in Your Price Range

7. Research Neighborhoods for Best Fit

8. Attend Open Houses and Think Long-Term

9. Make a Competitive Offer (That’s Within Your Budget!)

10. Prepare for Closing

Healthy Credit

What Is a Credit Card?

A credit card is tied to its own account instead of your bank account. So, when you use your card to make a purchase (anything from a pair of flip-flops to a pair of headphones), you’re actually borrowing money from a credit card company—kind of like a modern IOU.

But having a credit card doesn’t mean you can spend to your heart’s content. There are credit limits, which are basically like the allowance your parents gave you when you were a kid. You can only borrow up to a certain amount on a card for every billing cycle (the amount of time between payments—usually a month). And your credit limit depends on things like your income and credit score (aka your borrowing history).

Credit cards are a type of debt—revolving debt to be exact. The more you charge on the card, the more you owe. And the more you pay back, the more you can spend. That’s why it’s called a billing cycle—because it’s one big cycle of debt! And at the end of each billing cycle, you’ll get a credit card statement that lists your current balance (how much you owe).

Knowing What Types Are Offered

Types of Mortgages/Loans

-Fixed-Rate Mortgages

-Adjustable-Rate Mortgages (ARMs)

-Subprime Mortgages

-Reverse Mortgages

Conventional Loans

FHA Loans

VA Loans

USDA/RHS Loans

Conforming Loans

Jumbo Loans (Non-Conforming)

New Cal HFA (Forgivable Equity Builder Loan)

Home equity has proven to be one of the strongest ways for families to build and pass on intergenerational wealth and CalHFA is committed to improving equitable access to homeownership for all Californians. The Forgivable Equity Builder Loan gives first-time homebuyers a head start on this with immediate equity in their homes via a loan of up to 10% of the purchase price of the home. The loan is forgivable if the borrower continuously occupies the home as their primary residence for five years.

The Forgivable Equity Builder Loan is a forgivable subordinate loan program that may only be used with a CalHFA first mortgage.

HERE TO HELP PROPERTIES LLC

Real Estate Management Services

ONLY THE BEST. IT'S WHAT OUR RESIDENTS DESERVE.

Optimizing Property Management

WE BUY HOMES

Do you have a home you've inherited? Are you looking to sell off-market? Maybe you are retired and looking to sell your home as-is for cash and fast, or ready to downsize? Then, you've come to the right place. HERE TO HELP PROPERTIES LLC is here as your trusted, off-market source for just that and more. You don’t have to feel frustrated by any unwanted properties. We will buy your home whether it’s in perfect shape or needs major repairs. We have funds waiting for us to buy more homes. So you will not have to wait on a banks approval.

INVESTING WITH HTHP LLC

LET US BUY YOUR HOME

HERE TO HELP PROPERTIES LLC is here as your trusted, off-market source for just that and more. You don’t have to feel frustrated by any unwanted properties. 

When You Need To Sell A Property Quickly, No Matter The Condition, We Can Help! No Matter Your Selling Situation, We're Ready To Buy Your Home. Contact Us Today! Sell Your Home Fast.


Empowered Entrepreneurship Program

IT'S TIME TO BE A SPONGE and NOT A DRAIN!

Sponsored By HERE TO HELP PROPERTIES LLC

An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards.The process of setting up a business is known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures.

Entrepreneur Skills can be: Communication, Focus, Sales, Education, Ability to Learn, Taking and Understanding Risk, Understanding the Skills, Business , Filling an underserved demand.

Empowered Entrepreneur: Having a level of control over yourself and the world around you and being comfortable with what you cannot control. It's about thinking for yourself and being true to yourself. Being empowered enables you to get things done. Entrepreneurs, more than anyone, need to be empowered to succeed.

Empowerment Skills can be: Life Coping Skills, Manipulative Skills, Intellectual Skills, Communicative Skills and Artistic Skills.These are natural skills which every organism including man/woman acquires from birth to adapt fittingly in his/her or its environment.

Examples of well-known entrepreneurs include: Bill Gates, Steve Jobs, Mark Zuckerberg, Pierre Omidyar, Arianna Huffington and Elon Musk.

**GROW with HTHP LLC**

GENERATE---REVENUE---OPPORTUNITY---WEALTH

INVESTING WITH HERE TO HELP PROPERTIES LLC

We're changing the way you invest in something Real

Helping everyday investors invest in Real Estate smarter

BUILDING THE FUTURE YOU WANT INVESTING IN SOMETHING REAL

**GROW with HTHP LLC**

GENERATE---REVENUE---OPPORTUNITY---WEALTH

Empowered Entrepreneurship Program

IT'S TIME TO BE A SPONGE and NOT A DRAIN!

Sponsored By HERE TO HELP PROPERTIES LLC

An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards.The process of setting up a businessis known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures.

What Are Some Types of Entrepreneurship? Anyone interested in starting and running their own business should consider which entrepreneurial model they prefer: Small Business, Scalable Startup, Large Company, or Social Entrepreneurship.

Examples of well-known entrepreneurs include Bill Gates, Steve Jobs, Mark Zuckerberg, Pierre Omidyar, Arianna Huffington and Elon Musk.

**GROW with HTHP LLC**

GENERATE---REVENUE---OPPORTUNITY---WEALTH

INVEST WITH HTHP LLC

"MAKE THE CHOICE TO MAKE A CHANGE"

Keeping Dreams Alive With HTH PROPERTIES LLC

**GROW with HTHP LLC**

GENERATE---REVENUE---OPPORTUNITY---WEALTH

California Real Estate License School

Aspiring agents of California, you're in good hands: Real Estate Express is the leading real estate education provider in your state, which means you get what you need, when you need it, from the best in the industry. Join thousands of other real estate professionals who launched successful careers through our flexible online courses which are approved by the California Department of Real Estate.

CARE CUTZ PROGRAM (NPO)

{ADVERTISE YOUR COMPANY}

TESTIMONIALS



My wife and I would like to express our great appreciation for what Fund&Grow has
accomplished for us.



Al Lockhart,


Working with Fund&Grow has been an inspiration.

- Thomas Carl Humphrey Jr


F&G worked fast and efficiently to build over $140k in credit which proved to be rocket fuel for
my business.

- Joe LeBas

HERE

TO

HELP

HTHP LLC IS HERE FOR PEOPLE TOO...

Our company is here to help properties and people connect together and become one to help raise Families....

Keeping Your Dreams Alive With HTH PROPERTIES LLC

1-888-533-4246 or customerservice@hth.properties

About Us